Website Terms of Use

1. Agreement

By accessing or using the PensionIntel website (the “Site”), you agree to these Terms of Use. If you do not agree, do not use the Site.

2. Who may use the Site

The Site is intended for individuals who are at least 16 years old. If you are under 16, do not use the Site.

3. Information on the Site

Content on the Site is for general information and marketing purposes. It is not financial, legal, tax, or pension advice. You should obtain professional advice tailored to your situation before making decisions. We may change pricing, features, or availability described on the Site at any time.

4. Intellectual property

Unless otherwise stated, PensionIntel or its licensors own the copyright, trade marks, and other intellectual property rights in the Site and its content. You may view and print pages for your personal, non-commercial use. You must not copy, scrape, or redistribute content for commercial purposes without our written consent.

5. Acceptable use

You agree not to:

• Use the Site in any way that violates applicable law or infringes others’ rights.
• Attempt to gain unauthorised access to our systems, other users’ data, or the Site’s underlying code.
• Introduce malware, overload infrastructure, or interfere with the Site’s operation.
• Use automated means to access the Site in a way that imposes an unreasonable load, except public search engine indexing as permitted by robots rules.

6. Third-party links

The Site may contain links to third-party websites. We are not responsible for their content or privacy practices. Your use of third-party sites is at your own risk.

7. Disclaimer and limitation of liability

The Site is provided “as is” and “as available” without warranties of any kind, to the fullest extent permitted by law. To the extent permitted by applicable law, PensionIntel and its directors, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, or goodwill, arising from your use of the Site. Nothing in these terms excludes or limits liability that cannot be excluded or limited under applicable law (including fraud or willful misconduct).

8. Privacy

Our use of personal data is described in our Privacy Policy.

9. Governing law

These terms are governed by the laws of the State of Delaware, United States, without regard to its conflict of laws principles. Any disputes arising under these terms shall be resolved in the state or federal courts located in Delaware, subject to any mandatory rights you have as a consumer in your country of residence.

10. Contact

Questions about these terms: akshay@pensionintel.co.uk.